Kenya Commercial Bank Ltd, renowned for its diversity and growth in the Region, is currently strengthening its support for Group operations and shared services with the aim of maintaining Best Practice, whilst also responding to the growing business needs to support internal and external Customer Service delivery objectives.
To this end, the following challenging positions have arisen and candidates with the requisite competencies and qualifications described below are hereby encouraged to apply.
Head of SME Credit
The Position
Reporting to the Divisional Director, Credit, the Head of SME Credit will help the KCB Bank Group grow its SME Business Loans and Advances in a sustainable and effective way in the interest of all stakeholders
Key Responsibilities
- Provide leadership for the Group SME Credit teams, both at Head Office and in respective Business Units, including subsidiaries
- Maintain a healthy balance between growth and quality of lending assets within KCB Group, notwithstanding stiff targets for the business and the sheer volumes involved. This will entail the fine-tuning of relevant tools for effective credit assessment such as credit scoring/rating, etc
- Facilitate a fast decision-making process through use of Information Technology, appropriate use of delegated discretions, training and regular review of internal structures/systems to support business needs
- Monitor effectiveness of existing Group credit policies/practices relating to SME lending and make recommendations for review
- Perform a quality assessment of credit requests on existing and new products within discretionary authority
- Recommend and monitor usage/allocation of SME discretionary limits to staff in the Group
- Perform training needs assessment of Group SME credit teams
- Ensure maintenance of a healthy partnership with Business Units in the Group through effective communication and resolution of customer complaints as well as compliance with agreed service level agreements
- Develop/maintain effective monitoring mechanisms on portfolio performance with a view to making appropriate recommendations on the target markets
- Act in compliance with CBK Prudential Regulations at all times
In order to be considered for the above position, all applicants should have:
- A degree from a recognized University. (An MBA or professional qualification in a related field will be an added advantage)
- Advanced level credit courses
- 8 years lending experience, 3 of which should have been as Senior Credit Analyst or Portfolio Manager
- Experience in general banking operations in a management position
- Knowledge of Kenyan banking laws and the legal framework around Banks' lending policies. (Experience in Audit will be an added advantage)
- Excellent financial analysis, communication, writing and leadership skills
- Strong personality that is results-driven
Reporting to the Manager, Forensic Services, the Forensic Investigator will carry out forensic investigations of all frauds and keep the business informed of emerging fraud threats in the Bank.
Key Responsibilities
- Execute forensic and fraud investigations in line with the Forensic and Fraud methodology, processes, procedures and timeframes
- Participate in the development of the annual Forensic and Fraud Plan
- Perform special investigations as required
- Provide advisory services and consultancy at the Manager, Forensic Services' directions
- Carry out ad hoc checks in areas and processes that are susceptible to fraud
In order to be considered for the above position all applicants should have:
- A minimum Bachelors Degree or equivalent qualification. (Possession of a CPA /CFE/Diploma in Criminal Justice or Forensic Auditing would be an added advantage)
- A minimum of 2-4 years experience in fraud investigations with a proven track record of success. A good understanding of criminal law will be essential
- Experience in a banking environment. (CAAT's will be an added advantage)
- Strong networking and interpersonal skills
- Proven people, leadership, communication and negotiation skills
- Excellent risk analysis and report writing skills
If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV stating your current position and remuneration level, quoting the job title in the subject field to recruitment @ kcb.co.ke
To be considered, your application must be received by 23rd January, 2009. Only short-listed candidates will be contacted.
