Job Ref:RISK 04/2010
Job Purpose
To maintain a superior credit riskmanagementframework and ensure that the requirements of Basel II and the principles of enterprise risk management are embedded in the day to day business operation.
Key Responsibilities: -
Job Purpose
To maintain a superior credit riskmanagementframework and ensure that the requirements of Basel II and the principles of enterprise risk management are embedded in the day to day business operation.
Key Responsibilities: -
- To ensure that the bank is on the cutting edge of developments in risk management methodologies, technology, new lending products and trends.
- Review pricing guidelines and methodologies on risk products.
- Review credit risk policies and procedures on an ongoing basis to ensure compliance with evolving statutory risk management requirements.
- Identify, develop, analyze and review the credit risk decision models and associated procedures to ensure credit risk decision tools are powerful and appropriately discriminate risk
- Undertake analysis of the documenting actual default statistics (PDs, LGDs, and EADs) experienced with a view to confirming the risk ranking capabilities and calibration of the credit risk rating framework.
- Assist quantify changes in risk appetite and risk assumption from changing business plans.
- Monitor and analyze business portfolio and recommend mitigations for any identified portfolio-level risk.
- Design and implement exposure stress tests and identify mitigations to minimize risks.
- Ensure that the bank’s credit portfolio has an appropriate level of concentration.
- Monitor on a regular business portfolio concentration per sector, per product and per geography.
- Reviews and analyzes reports from the Research Department to understand economic factors that impact risk.
- Prepare Credit Portfolio Reports for senior management and the Risk Committee.
Qualifications/Experience/Knowledge
- Bachelor’s Degree in a business related field.
- A professional qualification eg, CPA,ACIB, CFA will be an added advantage
- At least 3 years experience in corporate lending
- Experience in financial analysis
- Knowledge of the latest development in credit risk management tools and software applications and banking products.
- Good understanding of Market Economic conditions and trends
Key Competencies and Attributes:
a. Technical competencies
a. Technical competencies
- Knowledge of SQL
- Proficiency in MS Office suite
b. Personality Attributes
- Ability to guide employees and to plan assignments
- Comprehensive business understanding
- Ability to work conscientiously and independently with minimal supervision
- Excellent communication and presentation skills
- Possess the ability to work effectively under pressure and tight deadlines
- Be pleasant, honest and self driven
- Have the ability to make prompt decisions and be independent in problem solving in assigned duties
- Have good interpersonal skills
The above position is a demanding role which the bank will provide a competitive package for the successful candidates.
If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level, e-mail and telephone contacts quoting the respective job title or job ref in the subject field to recruitment@kcb.co.ke.
To be considered your application must be received by 24th September 2010.
Only short listed candidates will be contacted.
If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level, e-mail and telephone contacts quoting the respective job title or job ref in the subject field to recruitment@kcb.co.ke.
To be considered your application must be received by 24th September 2010.
Only short listed candidates will be contacted.
