� Reporting to the Group Head of Risk, the job holder will be directly responsible for the pan-bank credit risk strategy, philosophy, culture, appetite, profile, policy, processes & the said exposures portfolio quality & compliance thereof with internal & regulatory requirements.Key responsibilities will include:
- Implement the bank’s 3 year credit risk strategic objectives & policy, as well as periodically review these as well as processes, models & instruments.
- Supervise & Co-ordinate credit analysis, credit administration & security documentation employees against objectives periodically agreed while ensuring adequate resourcing to provide efficient & effective support services to business lines.
- Initiate early alert or problem loan recognition at portfolio & single client levels and recommend remedial action for the alleviation of these stress conditions.
- Manage portfolio tasks of monitoring & controlling the bank’s credit exposures which includes products, industries, business segments, geographies, securities & large exposures, while ensuring concentration risks therein are within approved appetites.
- Implement and periodically review analytical tools, models & instruments to perform decision, monitoring & control tasks.
- Decision on credit proposals up to approved delegated limits while ensuring the risk vs. reward pricing decisions are adhered to approved under-writing standards.
- Timely responses & corrective action for internal audit findings as well as implementation of recommendations therein.
- Maintain adequate communication with the business lines & external service providers on matters relating to credit risk reviews, focusing on process improvements and resolution of any disputes arising in the course of tasks carried out.
- Supervise & co-ordinate the production of all internal & external MIS used for monitoring, controlling & reviewing credit risk exposures of the bank
Knowledge and Skills requirements:
- Bachelors Degree preferably in Business Related Field
- Professional qualification/accreditation in Risk Management OR Banking ie. ACIB/AKIB, CFA, amongst others.
- Minimum of 7 years experience in Risk/Relationship Management
- All round banking experience of approx. 7 years
Good to have:-
- Masters Degree in Business Related Field (especially Banking &/or Finance)
- Professional qualification/accreditation in Risk Management OR Banking ie. ACIB/AKIB, CFA, amongst others.
- Minimum of 10 years experience in Risk/Relationship Management
- All round banking experience of approx. 12 year
Qualifying candidates should send their application letter together with detailed Curriculum Vitae, to hr@finabank.com. Closing Date: February 24th, 2009
NB: Only short listed candidates will be contacted.
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